TERM LIFE INSURANCE
Term Life insurance is an affordable plan to help replace a households income
It lasts for a specified period of time that you choose and it’s a good fit for covering short-term debts and needs.* During this term, your payment remains level and your family is protected.
Term Life Insurance
When thinking about life insurance benefits it can be a difficult topic to broach, there can be some confusion due to the range of different types of policies, and policy options available. Term life insurance can be an affordable way to provide some financial protection for an isolated period of time. Term life insurance coverage is what it sounds like: life insurance for a specified policy term. This coverage allows you to choose a term of years up front, usually ranging from 10-30 years. If you die while the policy is in use, the insurance company pays death benefits to your named beneficiaries.
Benefits of Term Life Insurance
- Affordable coverage for specified period of time
- Replacement of Income after death
- Temporary need to cover short-term financial responsibilities
- Higher coverage option, lower monthly premium payments
Peace of Mind For Your Loved Ones
The number one reason for purchasing Term Life insurance is to provide peace of mind to your loved ones. If you were to die prematurely, would your loved ones be able to maintain their standard of living?
Term life insurance can provide a large cash death benefit that could be used to pay mortgage payments, outstanding medical debt, and household expenses, including children’s education expenses, or paying out a lump sum of cash to help your family maintain their way of living.
84% of Americans Believe Life Insurance is Necessary
Would You Like to Request a Quote?
Please fill out the short form so we can provide you with the policy options to best match your coverage and financial needs.